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STATUTORY & ADVISORY COMMITTEES

Dedicated Committees Safeguarding Compliance, Credit & Education

Working under statutory mandates and democratic appointment, our committees provide independent supervisory oversight, prudent loan adjudications, investment stewardship, and member financial education.

Statutory Co-op Oversight
Independent Supervisory Audits
Prudent Credit Adjudication
STATUTORY AUDIT & COMPLIANCE

Supervisory Committee

Elected directly by members at the Annual General Meeting, the Supervisory Committee serves as our independent internal audit watchdog. Operating autonomously from the Board, this committee reviews loan portfolios, conducts internal financial audits, verifies cash and security balances, and reports directly to the general membership to safeguard institutional transparency.

SS
Chairman

Shepard Seepersad

Leads committee audit reviews, verifies compliance filings, and presents official audit reports at the AGM.

CT
Secretary

Charlene Telesford

Maintains formal audit records, manages compliance correspondence, and documents internal review findings.

SR
Member

Stacey-Lyn Ramkissoon

Performs routine cash audits, policy verifications, and member account reconciliation reviews.

JS
1st Alternate

Jovonne Scott

Provides audit review support and ensures committee succession and quorum continuity.

AJ
2nd Alternate

Adlene Joseph-Martinez

Assists in compliance reviews, audit sample checks, and operational verification procedures.

RESPONSIBLE LENDING & CREDIT EVALUATION

Credit Committee

The Credit Committee evaluates and approves member loan applications in accordance with our credit policy and lending criteria. Meeting regularly to appraise personal, vehicle, and mortgage loan requests, this member-elected body ensures quick turnaround times, compassionate underwriting, and the long-term solvency of our loan portfolio.

LC
Chairperson

Leisel Cummings-Caesar

Presides over credit adjudication sessions, enforces lending policy compliance, and monitors portfolio health.

CB
Secretary

Christian Barnett

Coordinates loan committee filings, logs approval decisions, and prepares monthly lending summaries.

HB
Member

Heston Bledman

Evaluates creditworthiness, collateral valuations, and debt service ratios for mortgage and vehicle loans.

AM
Member

Andrea Marcano

Reviews personal, educational, and emergency loan facilities with a focus on member financial welfare.

RS
Member

Rene Singh

Assesses risk mitigation, loan restructuring requests, and member repayment schedules.

HD
1st Alternate

Herra Dookran

Provides secondary credit appraisal reviews and ensures uninterrupted committee quorum.

MG
2nd Alternate

Mary Garibsingh

Assists in preliminary documentation reviews and credit scoring verifications.

CAPITAL PRESERVATION & DIVIDEND YIELD

Investment Committee

Appointed by the Board of Directors, the Investment Committee is tasked with safeguarding and optimizing our financial resources. Through prudent asset allocation, sovereign fixed income management, and liquidity stress testing, this committee ensures capital safety while generating sustainable returns to fund annual member dividends.

JB
Chairman

Jeremiah Blackman

Directs investment policy formulation, liquidity placement, and strategic fixed-income allocations.

RA
Member

Ruth Antoine

Provides strategic governance alignment between the Board and asset management strategies.

IS
Member

Ingrid Stewart

Evaluates institutional risk parameters, counterparty limits, and interest rate sensitivity.

MG
Member

Marlene George

Monitors statutory liquidity ratios, compliance reporting, and yield optimization benchmarks.

AM
Member

Alana Mykoo

Analyzes market trends, fixed-deposit counterparties, and sovereign bond maturity profiles.

MEMBER EMPOWERMENT & FINANCIAL LITERACY

Education Committee

The Education Committee champions continuous learning and financial literacy across our membership. By organizing budgeting seminars, retirement planning workshops, youth savings initiatives, and SEA academic achievement awards, this committee empowers members and their families to achieve lifelong financial independence.

EC
Chairman

Eon Crichlow

Leads member education strategies, financial literacy workshops, and annual bursary award programs.

JB
Secretary

Janelle Barker

Coordinates educational workshop logistics, member invitations, and scholarship program documentation.

AN
Member

Andell Nelson

Facilitates youth financial education seminars and digital credit union orientation sessions.

SH
Member

Shivonne Hart

Designs member wellness webinars, retirement planning seminars, and community outreach campaigns.

NH
Member

Natalie Hudson

Assists in curriculum development for cooperative governance workshops and new member orientations.

JOIN OUR COOPERATIVE

Democratically Governed. Built for Your Prosperity.

Experience transparent financial stewardship, fair loan evaluations, and high-yield dividend savings with Central Bank Employees Credit Union.