Empowering Our Members Through Cooperative Strength
Established in 1961 exclusively for Central Bank employees and eligible family members, CBECU is a democratic, member-owned cooperative dedicated to sustainable wealth, ethical governance, and mutual prosperity.
Our Mission
To foster financial well-being, sustainable wealth accumulation, and cooperative empowerment for Central Bank employees and eligible family members through sound financial instruments, competitive loan facilities, and exceptional personalized service.
Our Vision
To be the premier financial cooperative of choice for all Central Bank staff—recognized for unwavering integrity, fiduciary excellence, member-first innovation, and long-term economic security.
Our Core Cooperative Values
The foundational pillars that guide every decision, loan policy, and member interaction.
Integrity & Accountability
Operating with absolute transparency, statutory compliance, and ethical stewardship in every financial decision.
Member-Owned Focus
Every member is an equal shareholder. We exist exclusively to serve member interests rather than external profit.
Financial Prudence
Maintaining robust statutory capital reserves, reducing-balance loans, and secure investment portfolios.
Mutual Prosperity
Reinvesting cooperative surplus into generous annual dividend payouts and member protection benefits.
Our Governance Structure
Explore the dedicated leadership bodies responsible for executive direction, credit approval, and internal auditing.
Board of Directors
Elected by the general membership to establish policy, ensure financial sustainability, and steer strategic growth.
Meet the Board →Statutory Committees
Credit Committee, Supervisory Committee, and Education Committee executing independent checks and member welfare.
View Committees →Office Staff & Team
Our dedicated administrative professionals located on the 11th Floor, Central Bank Building delivering personalized support.
Meet the Team →Ready to Build Your Financial Future?
Membership is open to employees of the Central Bank of Trinidad and Tobago and eligible family members. Enjoy lower loan rates, higher dividends, and dedicated cooperative service.